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Hospitality & Leisure

Realise your business dreams

We are passionate about helping clients realise their dream of business ownership and enter the pub, restaurant and leisure sector. As experts in this industry, we can use our experience to obtain the funding you need.
We also assist current ‘tied’ leaseholders acquire the freehold of their current property and there are some special arrangements available in the finance market for well-established and profitable businesses.

Typical Establishments we help with funding:

  • Freehold restaurants
  • Freehold pubs
  • Freehold bars, clubs and other licensed premises
  • Mortgages available up to 75% of confirmed business value
  • Increased loans to help with renovations and other unexpected costs (subject to additional security)
  • Secured and unsecured loans to provide top up finance and working capital

Requirements for hospitality and leisure finance:

  • Demonstrable business experience in the hospitality sector 
  • Deposit funds available at around 30 per cent of the freehold business purchase price 
  • Additional security may be acceptable in lieu of full deposit funds 
  • Stock funding and working capital to be available (VAT bridging loans available) 
  • Special arrangements provided for established sitting tenants in a profitable business 
  • Trading accounts with proof of mortgage affordability from net profits 
  • Pubs ideally need a balanced ‘wet/dry’ revenue mix 
  • Solid, demonstrable business plan and cashflow forecast

If your business plan and experience meet the requirements then our hospitality and leisure sector advisors would be more than happy to chat with you about your options.


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